Karim Atiyeh

speaker
955 appearances 1 recordings 1 series first heard Oct 2025 last heard 21 Oct

Karim Atiyeh’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Oct 2025 with 1.

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So in a way, I think a lot of the shifting sands around what is the underlying technology through which money is moving, I'd say that's very irrelevant to the people making payments.
But what may become interesting is if you believe in a world where individuals themselves are less involved in making the payments and you have agents doing that on their behalf, it's okay, help me buy that thing.
those agents might not care about rewards as much as you do or may help you make more optimal decisions you could see a world where agents are deciding to optimize the rails and pick different ways based on some different maximization function that's not related to rewards so in other words if the decision makers are shifting
the path that they take to make the payment might shift so it is interesting i mean stable coins are certainly very interesting it's kind of crazy that today payments cannot settle on a weekend or outside of business hours in certain cases there's no reason why payments shouldn't be selling live 24 7 all the time and be very cheap so i think that will change but to be honest from our
perspective at ramp we are in the business of optimizing and speeding up the workflows of our customers and in many ways like i couldn't care less whether that runs on tach rails or the card rails or the stable you'll be the beneficiary of whatever positive change exactly it's exciting
It's going to be a pretty funny one, but my hope is that people don't have to log into Ramp at all, basically, is the way to think about it.
if you're really obsessed over minimizing the amount of time that things take and today you're having to log in to ramp and it's taking five seconds and then it'll take four and then eventually it takes zero and you have a lot of your finances that are essentially self-driving
One of the analogies I like is like what's happening with cars.
You've gone from very mechanical cars where you have to do everything and fix everything.
And you have things like lane assist and park assist and early signs that the car can assist you and do a little bit more.
And we're getting very close to the way most like you could just sit in the back and press a button and you go from point A to point B.
I think something very similar is happening in many areas of business.
And the one we're focused on is all the workflows and decisions that happen before money is moved, after money is moved, and how you optimize these decisions over time.
There's this endless cycle and loop between you spend on something, something happens in your business.
It's good.
Great.
You do more of it.
It's bad.
Maybe you should minimize that.
So you end up having the infinite cycle of making just better decisions with your
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