Kate Campbell

Yeah.

So, I'm thinking that might be a good time that I sit down and review my...

at least a variable part of my loan and see where that's at because most of it is fixed at the moment.

So I'm just making sure I utilize my offset account this year.

I'm going to try and build up my cash buffer a little bit more because it's been expensive last few months paying for a European trip.

So I've got to build that offset back up a little bit more again.

I've also seen people in the past reduce their rent slightly by either organising to take the bins out for the block of units, mowing lawns for the owners, doing some repairs or things like that.

So potentially there's ways to negotiate a slightly lower rent depending on your arrangement.

Yeah, another big area is transport.

I know that's been a big thing in my budget.

Even without a car, the amount you add up with public transport and Ubers going places that you can't go without public transport.

Have you got any tips on saving on transport this year?

Does anyone have three cars in their household?

How can you possibly use all three at once?

Wow.

So, it's more of a hobby activity.

Yeah.

Yeah.

Yeah, the 7-Eleven app was quite popular with our audience.

Having friends that like to drive cars where you can pay them in food or coffee is a great money-saving tip.