Kate Campbell

Yeah, I'm definitely a fan of simplifying things.

Once you've tried everything out and you know where you like to keep your money and you're spending in your savings account, it's a good idea to simplify it so you don't have all these accounts floating around.

Well, I used to save with Up, but now I use my Offset account with CBA because that's who I've got my home loan through.

Yeah, well, I was a big fan of using all those separate savings folders in Up to have one for my Christmas presents and one for gifts and one for education.

I had lots of subfolders, whereas now that I've put most of the money in my offset and it's all in one account, I think I can explore having some different offset accounts, but it's been different psychologically because I didn't have the money set aside in separate accounts.

So I don't think I've liked having all my savings in just one account.

Yeah, I get my pay into Up and then that splits a little bit and then I can add to my super from there.

Yeah.

I like that.

Yeah, it's within Up because you can set a percentage or a dollar amount to split that paycheck.

But you can also just set that manual transfer that every month on the first, $200 goes from Up to your other account.

A little bit more manual because they're trying to encourage you to spend and save in the same app.

Yeah, right.

Yeah, cool.

Keeping you all in one spot.

But yeah, maybe we should share some of the banks that we... Sure, I think we've mentioned...

We've probably mentioned all of them, but yeah, I guess Up's one of the ones that stands out to me because you can split your paycheck automatically and it really focuses on making you safe for things.

And I like they introduced their Maybuy feature.

Did you go to the launch for that?

Yeah, I liked it because they save up for what you want and then maybe you'll buy it, but you don't have to buy it.