Kate Campbell

And I'm Owen Rask.

And you're listening to the Australian Finance Podcast.

We're helping you invest your time and money better one podcast episode at a time.

You can find us on Instagram and Twitter at Rask Australia.

That's R-A-S-K Australia.

Wonderful to be back for another episode of our summer series.

All of those stuff that you do in January to refresh what you spent during 2022 and think about maybe your budget for the year ahead.

And potentially, if you're in the best spending slash transaction account, we're having a debate off air about what we should call them.

and whether you're in the best savings account and getting the best interest rate for your hard-earned cash.

I think we should just start before we jump into those names in what we look at when we're just picking a transaction account or a savings account.

What would you be looking for, Tash, if someone was thinking about moving to a new account this year?

Yeah.

Automation is probably one of my favorite features that some of the newer banks have started to add where you can instantly split your paycheck or set up transfers to happen once a month or automatically pay your super.

Like, I don't know if you used to automate your finances.

What was that, a cape?

We were talking the other day about how he had 99 linked offsets to his offset.

Yeah.

99 linked transaction accounts to his offset.

Yeah.

Do you use separate banks for your spending and your savings?