Kate Campbell

You might change your mind over six months as you're saving up for that thing.

Yeah, and occasionally they give you a free coffee.

Yeah, that's cool.

If you buy a coffee in the morning.

Sometimes they just say coffee's on us and automatically send you the money.

I just find it easy to transfer because I used to use BeamIt a lot to transfer money to friends and family.

But now, since most of my friends and family are using Up in some way, we can just use each other's Up usernames too.

Yeah.

I just like their focus on encouraging people to save money and they give you a lot of insights as well.

So like I was looking before and I've in my two favorite coffee shops in Melbourne, I've spent over a thousand dollars on coffee this year, which is when people say, you know, when the people that say don't buy a coffee a day and you'll be rich.

I mean, if you invested a thousand dollars every year instead of having the coffee, like you'd probably be a lot better off, but the coffees were enjoyable experiences.

Podcasts would just be a disaster without coffee.

Yeah.

And Up's good for using international.

So you don't necessarily have to.

Cool.

Did you experiment with a few different cards and see?

Yeah, and if you're moving around a lot of countries, you don't necessarily want to buy hundreds of dollars in each of the currencies, so you can use Up to just transact when you're overseas and they give you the spot rate.

So Up's a good one for spending.

Savings, good.