Kate Wood
speaker
431 appearances
7 recordings
2 series
first heard Dec 2025
last heard 13 Aug
Kate Wood’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 7 in all, peaking in Feb 2026 with 4.
Appearances
So as part of that lawsuit, they were like,
So we noticed that you guys are not processing forgiveness and you need to start doing this.
That was the exact legalese that was used for that.
So they were able to get income-based repayments.
So IBR borrowers are starting to see forgiveness being processed.
We started to see that like right actually, it was right around the shutdown.
So it was like October that we started to kind of see that happening.
People who are on PAYE, Pay As You Earn plan,
people who are on ICR, income contingent repayment, we are still trying to get the wheels moving again so that forgiveness is processed for people on those plans.
So there are currently...
a substantial population of people who have actually reached the forgiveness timeline, whether it's 10 years PSLF, 20 or 25 years, it's just the regular way on one of these other plans and who are waiting to have that forgiveness actually processed.
On one hand, yeah, it's a good situation because this loan balance should be gone.
On the other hand, because the loan balance is technically still active,
you need to do something about it so these folks are either stuck working with their servicer to get a deferment or forbearance so that they aren't having to make payments during this time or something else that the aft lawsuit forced the education department to codify and guarantee was that if you made extra payments during this time so if you just kept paying your loan because you kept having payments due that you would get that paid back to you once your loan balances were given it's a lot
Yeah, it should be.
Of course.
Thank you for having me back.
A majority of homeowners say having a house is more expensive than they thought it would be.
Kate Wood is a home and mortgage expert at NerdWallet.
She says many homeowners don't realize that just because they have a fixed mortgage, their monthly payment can still go up because of insurance and property tax.
Showing 341–360 of 431 · page 18 of 22
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