Kelvin Davidson

speaker

1,120 appearances 10 recordings 2 series first heard Jan 2026 last heard 10 Aug

Kelvin Davidson’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 10 in all, peaking in Mar 2026 with 3.

Appearances

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The NZ Property Market Podcast · The January lending reset & the record-breaking FHB · 1 Mar 2026 podcast

Obviously as the year goes by, we'll be watching DTIs too.

But right now, yes, with that increase in the speed limit, people are showing a bit of a willingness to take up that higher LVR debt.

Yeah, actually, just on the stock numbers, you also get a cut of the figures by sort of non-performing loans, sort of how much bad debt the banks are allowing for.

Those figures still sort of under control, if you want to call it that.

You know, yep, not great if you're behind on your loan.

For those individuals, not ideal.

But in a wider, I guess, financial stability sense, there's still...

no real issues there non-performing loan ratios still pretty low and over time the banks have been just slowly creeping down the amount of money i guess they're holding for potential bad debts the the um sort of reserves i guess they're holding back those numbers are coming down too so yeah there's again it's something that

It's been sitting in the background in this cycle.

There just hasn't been much concern about bad debts, non-performing loans, mortgagee sales.

All those things are still pretty low.

So yeah, we'll keep watching it.

But right now, there's kind of no news there, I guess.

Yeah, no, it was good.

Yeah, plenty of media interest.

It's one of those things we're only doing once a year, so people have their ears perked up by this release.

Yeah, it's fronted both in Australia and here by two bald, bearded males talking about women and property, so that's always a bit of a backstory to it.

No, the report itself was really good.

It's based on a survey.

So it's a wee bit different, I guess, than what we're typically doing.

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