Kevin Elliott

speaker
823 appearances 2 recordings 1 series first heard Jul 2026 last heard 15 Sep

Kevin Elliott’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Sep OctJan 26AprJulnow

Recordings per month over the last 12 months — 2 in all, peaking in Sep 2026 with 1.

Appearances

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That's the main thing.
When I say AI, just be it for a spreadsheet.
And all you're asking AI to do is like, or there's other resources you can say, like Yahoo Finance or even like Google Finance saying, is this fund?
And just making sure, can I see...
the four principles that it's global, it's Euro domiciled, it's paid in Euro and it's dividend accumulating.
So let's go back to the thing about time.
So let's say you are, yeah, like I'm committed 10 years or more.
And what you're doing is putting the money in, you know, let's say it's every month and setting and forgetting.
And you're happy with the fund you've picked.
So unfortunately, we have this thing called deemed disposal.
And what it means is that even though you've been doing the right thing, being a very disciplined investor, investing for the long run,
the government, and there's no other way to put it, are going to punish you.
Because what they're going to do is a deemed disposal says, actually, even though you didn't sell, even though you didn't create any kind of taxable event, we are going to come in and we're going to tax you on your unrealized gain.
So an unrealized gain means that you haven't sold it to still stay in your account, but you need to pay us a tax.
We've deemed that you've made the money.
So after eight years, they look at from day one through to the eighth anniversary, how much did you put in?
Was it worth today?
And you pay a tax of 30% on the gain.
Now it's important to note that it's, so let's say you put it, we're putting in money every month.
So it's not your entire pot.
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