Khabir

You'll understand 75% of credit if you understand these five factors.

And I know a lot of people might say them like, hey, payment history is 35% of your credit score.

You know, utilization or your usage of credit is 30%.

You know, average age is 15%.

Increase applying for new credit is 10%.

And then new credit, like when you get a new credit card or new loan, it's worth 10%.

But

That goes over people's head.

Like people don't even understand.

Everybody knows like an 850 is a perfect credit score.

That's cool, right?

The lowest score that you could ever get is a 300 credit score.

I've never seen anybody with that score, but you have the ability to get 550 points.

And by you understanding how these points are structured around to get this 850 credit score, it gives you the better understanding of how to approach things.

Like some of you don't even need credit repair.

A lot of you guys have are utilizing too much credit or you don't even have credit.

Right.

And so I want you guys to do this.

I want you guys to pull out your phones.

I'm going to show you how to understand these numbers.