Khabir
đ€ SpeakerAppearances Over Time
Podcast Appearances
I want you guys to go to your calculator app on the iPhone and I want you guys to type in 850.
We're going to calculate how many points you get for payment history.
Right.
Once you type in 850 times point.
This is how you find out the total amount of points you can get just in that 35%.
Press equal.
It's about 280 points.
You'll see 297.5.
That's 280 points just from you paying on time.
Don't get a late payment.
Late payments are terrible.
They can drop your score from 100 to 150 points just for one late payment.
So if you ever get a late payment, you want to use, you want to call them, either call them and say, hey, I got a billing error.
There's a billing error.
I never received a bill in the mail, so something happened, right?
And that's the, you want to call them immediately, right?
The quicker, the better.
Or if it's on your credit report, use 15 USC 1666B as a dispute reason, okay?
All right.
So that's that.