Khabir
đ€ SpeakerAppearances Over Time
Podcast Appearances
Never get a late payment.
It's easy.
That's an easy one to keep.
Two hundred and eighty points.
All right.
Now, or let me say this.
If you have any issues paying, call them ahead of time.
They'll work with you because if you got it, you got to think about it from their standpoint.
They have to make they have to let.
The banks know.
They have to let the credit reporting agencies know.
So if you just let them know like ahead of time, like I'm going to be late.
I need to work something out.
I don't want a late payment on my credit report.
They'll work with you.
All right.
Now, I want you guys to type 850 times 0.30.
That's 255 points.
That's your utilization.
Remember I said you guys don't need it.