Khabir
đ€ SpeakerAppearances Over Time
Podcast Appearances
You guys don't have a credit repair problem.
You don't need credit repair.
Your credit score is low because maybe you have one credit credit card and you're utilizing 100 percent of that credit card.
And if you paid it down, your credit score will increase.
Right.
So sometimes I've seen this so many times.
People will analyze your credit report.
These credit repair companies now say, hey, yeah, I can fix your credit.
And they know you don't need credit repair.
They just know that you've got a utilization problem.
They'll say, hey, I'll hire you on.
Let's do this $500 credit analysis and just pay $100 a month.
And now all you have to do is, you know, pay down this debt.
We're going to remove these inquiries.
That's it.
You just had a bunch of inquiries and you got this utilization issue.
But some of you guys don't know this.
All right.
So now payment age.
Payment, payment age, credit age, sorry.