Kristina Ellis

That's in the past.

That is in the rear view mirror.

And that's just, we're done with that life.

Yeah!

Hey, it's James, producer of The Ramsey Show.

This episode is over, but check the episode notes for links to products and services you heard about during this episode.

Thanks for listening.

We'll be right back.

I don't hate you.

That's what I'm telling them.

Live from the headquarters of Ramsey Solutions, broadcasting from the Pods Moving and Storage Studio, it's The Ramsey Show, where America hangs out to have a conversation about your life and your money.

I'm Ramsey Personality, Christina Ellis, joined today by fellow Ramsey Personality, Dr. John Deloney.

And we're taking your calls at 888-825-5225.

Hey, if you like the show, please consider subscribing, leaving a review, and sharing it with a friend.

All right, let's go to the phones.

First up, we have Chris calling from Tampa, Florida.

Hey, Chris, welcome to the show.

Thanks for calling.

Why don't you just do a debit card?

What kind of debt was that, that $170,000?