Kristina Ellis

And, of course, take student loans off the table because we're

We're in the student loan crisis right now.

So many people didn't have this conversation and they just let their kids go into crazy amounts of debt.

So that is not the option, but it's probably not gonna be a super fun conversation at this point.

Yeah, and I just think a lot of grace for both of you guys in this conversation because you're in the Baby Steps Millionaire community.

You're working through the Baby Steps.

You're doing the best you can.

So I know that you're probably feeling shame right now and frustration that you don't already have the cash for it.

She's probably going to feel a little frustrated that she's going to have to figure out a way.

But I'm proud of you both for all of you for actually getting on the journey.

But with all those feelings of shame, with all those feelings of kind of being like, oh, that's that still needs to like the conversation still needs to happen.

even though it's a hard conversation, even though it's not the most fun process right now, be willing to do it.

Yeah.

That's a lot.

So you said there was the original $3,000 and then you said she forced you to do the additional $2,000.

How did that happen?

How have these conversations with your mom gone?

You said you still have a decent relationship, but anybody in your situation, I just want to stop for a second and validate, would feel emotionally hurt.

That is a very hurtful thing.

Yes, I do.