Kristina Ellis
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And I think what bothers me so much about this article is it's talking to people like they're your friend, like the credit card company is your friend.
Hey, you have a mental health struggle.
Hey, you're feeling down.
Inflation's getting you.
We have a solution for you.
It's like leading a sheep to the slaughter.
It's like that is not the solution.
That is like the opposite of what we're trying to do here.
It's the opposite of how we're trying to help people.
And it just breaks my heart that there is somebody who's feeling mental health struggles right now.
And they're reading this article going, oh, man, like.
Maybe that is the answer.
And they're now going to be calling us four years from now with $70,000 in credit card debt.
Speak to the mental health of somebody who feels very fragile right now and they're overwhelmed with their finances and they don't have an emergency fund and they feel frustrated.
Like, what would you tell them if they read this article right now?
What would you tell them to help them go the other way?
So good.
We'll be right back.
This is The Ramsey Show.
Welcome back to The Ramsey Show.