Kyle Caldwell

speaker

129 appearances 1 recordings 1 series first heard Nov 2025 last heard 20 Nov

Kyle Caldwell’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 20 Nov 2025 Kyle Caldwell and Keith Melton from The Clearing House on the RTP Network and new Fraud Services from TCH · 20 Nov 2025 podcast

rare, like the mythical beast that is the unicorn.

Absolutely love the Stormlight Archive.

It's more of a series than a book, but it's something that has been probably the last year of my life is working my way through the Sanderson books.

And it's an incredible read.

Yeah, I think it's necessary, especially between, you know, all of the financial institutions, all of the data conglomerates, all of the social media and telecom.

You know, we're seeing success with the collaboration, you know, globally to help reduce scams across all of those different business units.

And I think it's something that we need to continue to focus on here in the U.S.

All right.

Keith Bentonville.

Yeah, I would say that it's secure.

Anytime that you log in to initiate a payment from your bank account, you're going to utilize a lot more of those signals that can be used in fraudulent detection and access.

So something that I'm a fan of.

Yeah, I'm going to springboard off of this and just say the RTP Fraud Service, being able to provide network level signals to our clients in order for them to be able to use prior to making a transaction just so they can have a better understanding of where the money is going.

I think that that is innovative and something that I'm proud to be a part of.

I think that maybe my word association is to be determined.

I know that there's a lot of hype around the topic, I think.

We're going to need to wait and see how financial institutions and all of their governance and compliance programs respond to the use of AI.

I do think that it has a lot of promise and I'm definitely, you know, supportive of utilizing the artificial intelligence, you know, to help mitigate, you know, fraud for sure.

But I think that is something that, you know, we as an industry need to, you know,

you know, just kind of collaborate on and just all have that baseline understanding.

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