Lacy Garcia

And these things are just not part of your day to day, right? Like for the norm, for the majority of Americans, if you don't live, eat, breathe, think. And I think if you look at the old paradigm is that there was this model of feeling like I'm ashamed, I'm embarrassed. Like people say this to me all the time. They're like, I'll go look for a new advisor once I get my act together.

And these things are just not part of your day to day, right? Like for the norm, for the majority of Americans, if you don't live, eat, breathe, think. And I think if you look at the old paradigm is that there was this model of feeling like I'm ashamed, I'm embarrassed. Like people say this to me all the time. They're like, I'll go look for a new advisor once I get my act together.

I got to get my ducks. I'm like, Wait a second. Would you say, I'm not feeling well. I think there's something wrong with me. I'm going to wait until I feel better, and then I'm going to go to the doctor. It's totally true. I need to get in shape. I'm going to try to figure out how to get in shape by myself.

I got to get my ducks. I'm like, Wait a second. Would you say, I'm not feeling well. I think there's something wrong with me. I'm going to wait until I feel better, and then I'm going to go to the doctor. It's totally true. I need to get in shape. I'm going to try to figure out how to get in shape by myself.

Once I finally figured out to get in shape, then I'll go and I'll hire like a health coach or nutritionist or start working out with a trainer.

Once I finally figured out to get in shape, then I'll go and I'll hire like a health coach or nutritionist or start working out with a trainer.

I'm like, why is it that we think we need to get our acts together and understand everything and teach ourselves everything and be on top of it and have our portfolio, our money in the, before we will go and sit down with somebody who is supposed to be effectively the doctor to help me get there.

I'm like, why is it that we think we need to get our acts together and understand everything and teach ourselves everything and be on top of it and have our portfolio, our money in the, before we will go and sit down with somebody who is supposed to be effectively the doctor to help me get there.

And I think that this was the experience that the majority of certainly women, and also it's not just about gender, like definitely younger investors felt this way. That was like, wait a second, this person's making me feel like I don't have the answers. They're judging me. But that is, should not and cannot be the case because those people are supposed to be

And I think that this was the experience that the majority of certainly women, and also it's not just about gender, like definitely younger investors felt this way. That was like, wait a second, this person's making me feel like I don't have the answers. They're judging me. But that is, should not and cannot be the case because those people are supposed to be

listening and coaching and guiding and helping us to get to where we want to get to so i think that that is something that is critically important for me on this personal level but then also for overall i i know so many people who quite frankly like the time is now to be understanding because the things that you're struggling with like i think at our bedrock we understand

listening and coaching and guiding and helping us to get to where we want to get to so i think that that is something that is critically important for me on this personal level but then also for overall i i know so many people who quite frankly like the time is now to be understanding because the things that you're struggling with like i think at our bedrock we understand

It's been normalized that we need to take care of our physical health. And thankfully, now it's being normalized that we need to take care of our mental health. But if it's a three-legged stool, your financial health is enabling, right? And that's, we know that finances are the top, cause of stress for the majority of Americans that weigh into both your physical and your mental health.

It's been normalized that we need to take care of our physical health. And thankfully, now it's being normalized that we need to take care of our mental health. But if it's a three-legged stool, your financial health is enabling, right? And that's, we know that finances are the top, cause of stress for the majority of Americans that weigh into both your physical and your mental health.

And if you're struggling with things like, I don't like my job, but I can't make a change because I don't have the money, the finances tie into that. I want to leave my marriage, but I can't leave my marriage because I don't have... The financial independence or the ability to do that.

And if you're struggling with things like, I don't like my job, but I can't make a change because I don't have the money, the finances tie into that. I want to leave my marriage, but I can't leave my marriage because I don't have... The financial independence or the ability to do that.

So this is, it should just be a three-legged stool that from day one, we understand that we, it's okay to not have all the answers. That is why there's an industry that's there to support you and professionals who are trained to be able to help and to guide you. And we need to let go of the shame and we need to get the guidance that we need.

So this is, it should just be a three-legged stool that from day one, we understand that we, it's okay to not have all the answers. That is why there's an industry that's there to support you and professionals who are trained to be able to help and to guide you. And we need to let go of the shame and we need to get the guidance that we need.

I think that there are, if you're talking about the misconception and then the reality of people's fears around finances and not understanding, first of all, most people think that they need more money to start doing the things that, quite frankly, they need to start doing when they don't have a lot of money, right? To start putting money away for retirement, to start investing.

I think that there are, if you're talking about the misconception and then the reality of people's fears around finances and not understanding, first of all, most people think that they need more money to start doing the things that, quite frankly, they need to start doing when they don't have a lot of money, right? To start putting money away for retirement, to start investing.