Larry Totten

speaker

273 appearances 1 recordings 1 series first heard Jan 2026 last heard 20 Jan

Larry Totten’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jan 2026 with 1.

Appearances

newest first · ▶ plays the moment

Truth in the Barrel with Amy McGrath · Devil's Cut | A Retiree’s Message To The Federal Government w Larry Totten · 20 Jan 2026 podcast

Of course, in a state government, we didn't have unions, but this was something we always had.

I would say it's not so much, I don't think you should be asking me why I deserve mine.

I think the real question is, why didn't you get one yourself?

Why didn't you fight for one?

And everyone now has the option to have a supplemental plan, 401ks or whatever.

And even now for state employees, when you start as a state employee today, you're automatically enrolled in deferred compensation.

uh which which is basically what i call the third well not just me people call it the third leg of the retirement stool social security a pension and then deferred comp or some other 401k plan and so same place today are automatically enrolled in that and it's it's done they have an incredible retention rate they've done it for several years now and people are realizing we can't totally rely on social security

The pension benefits today can be changed.

And so I've got to do something myself to do this.

I've got to take some responsibilities myself.

If I'd been told it was all on me in 1975, then I probably would have not paid attention to about 1990.

But then it would have been mine.

But I think the real question is, why don't you have one?

Why didn't your employer give you one rather than why shame me for having one?

It was a benefit that I didn't realize at the time.

Right.

And I think over the past several years, Governor Beshear has kicked up the salaries, starting salaries for a lot of employees, which is much better because even the state employees went for years without raises.

And then, you know, it was often going to be a 1% or 2% thrown in.

And there was a decline in employment.

Part of that was because of the retirement payments that employers had to make for their employees.

Showing 161–180 of 273 · page 9 of 14