Laura Saunders

speaker

5,937 appearances 109 recordings 1 series first heard Jul 2017 last heard Nov 2024

Laura Saunders’s voice in public audio — every appearance, attributed to the second.

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They'll have a folder and they'll put in notices of this or that, and then they download it.

Well, there are very few moves you can make after year-end that affect your taxes.

But there are a few, and important ones include IRAs and Roth IRAs.

Now, you can put money into these savings accounts until tax due day, which for most people is April 15th.

If you put into a traditional IRA, you will get a tax deduction for that.

If you put into a Roth IRA, you won't, but you will have gotten money into an account that may be tax-free later on.

But the main things you can do after year-end, you can't do charitable contributions.

The main things you can do are IRAs and HSAs.

Almost always, it's the taxpayer.

They sign the return, and they've sworn that it's true and correct.

Yes.

Ready, aim, aim, aim, fire.

Oh, yes.

I made a big one last year.

I've made little ones through the years, but I made a big one.

I did a Roth conversion, and then I forgot that I had done it.

I forgot to pay estimated taxes on it, and when I remembered it, I didn't remember the amount correctly, and I was in a hurry.

And therefore, I changed my paycheck withholding at the end of the year.

I sent extra money to the IRS that I didn't need to send, and I'm getting a gigantic refund.

And there are certain members of my family that are smirking at the tax expert's mistake, but I'm pretending not to notice them.

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