Leslie Scism

speaker

504 appearances 9 recordings 1 series first heard Sep 2017 last heard May 2023

Leslie Scism’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · More Middle-Class Americans Are Signing Up for Life Insurance · 1 Jun 2021 podcast

So, you know, a lot of younger parents are pretty healthy.

And the industry caps the size of the policy because they don't want, you know, million-dollar risks that

if they're not fully underwriting people and collecting blood and urine samples, but they will sell smaller policies.

So a lot of smaller policies were being sold.

I'm talking about policies that are under $100,000 in death benefit.

The industry also was able to make better use of increasingly digitized electronic

Medical records, you know, many of us now have portals that we deal with or go through when we visit doctors.

So, you know, our health records are available there.

Lab tests are available there.

So the life insurers have signed up with insure tech firms that help them tap into these digitized records with the permission of the applicant so the insurer can pull out data such as your most recent lab work.

that maybe you had some lab work done six months ago or it was done right before the pandemic.

So the insurer can look at your blood pressure readings, your various other vital statistics, and get some of the information that they otherwise would have collected by sending a paramedic to your home to collect the blood and urine samples and do some other medical work right there in your home or at a meeting spot.

Thank you.

My pleasure.

WSJ Your Money Briefing · Car Insurance Fell 4% Last Year. Consumer Groups Say That Isn't Enough · 5 Feb 2021 podcast

Any policyholders paying close attention to those quarterly results probably feel like, geez, why can't I have a little bit more?

Why are you keeping so much of this profit to yourself and giving it to your shareholders?

My pleasure.

Thank you.

The car insurers are seeing significant reductions in claims.

There are many fewer claims coming in for traffic accidents that occur during rush hours.

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