Leslie Scism

speaker

504 appearances 9 recordings 1 series first heard Sep 2017 last heard May 2023

Leslie Scism’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Car Insurance Fell 4% Last Year. Consumer Groups Say That Isn't Enough · 5 Feb 2021 podcast

But the consumer's driving patterns are monitored.

And if you are a super safe driver, the insurance companies may give you a pretty substantial price break given what they've learned about your driving habits.

And these devices tally up the number of miles you are driving.

So if indeed you're virtually never on the road these days, the insurance company will see that in the telematics device and may be more willing to give you a reduction in your premium.

Correct.

This is using a telematics device as a way to get an individualized rate or a much more individualized rate.

Oh, my pleasure.

Thank you.

WSJ Your Money Briefing · Car Insurers Issuing Coronavirus Refunds · 7 Apr 2020 podcast

there is a potentially very large impact. matched

We are just starting to get some data around how big an impact, but you can go look at any highway, go take a trip and see how little traffic there is. matched

People are just not getting out in their cars to commute to work. matched

That's normally where some of the heaviest traffic in this country takes place. matched

People driving to their workplaces, people driving to their train stations. matched

Or people going out to eat, going to dinner, going to the shopping center. matched

And none of that's happening right now. matched

So the roads are practically empty. matched

The fact that roads are empty is significant in terms of claims because miles driven is one of the biggest correlations with traffic accidents. matched

When there are these heavy rush hours, you're going to get a lot of fender benders. matched

You may get more serious wrecks. matched

When people are on the roads, they could be out on country roads where they're going to run into deer and other animals. matched

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