Liam Shorte

speaker

320 appearances 2 recordings 1 series first heard May 2026 last heard 7 Jul

Liam Shorte’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Jul 2026 with 1.

Appearances

newest first · ▶ plays the moment

The Money Puzzle · Are you prepared for a sharemarket crash? · 7 Jul 2026 podcast

No, look, it's 16 years since the GFC.

I think, unfortunately, memories give up and people forget about it.

And they do get over-exuberant and start chasing returns.

And the amount of people I had looking to get into SpaceX just because they heard so much about it.

but they didn't understand the risks they're taking on it.

So you've got to be careful.

You've got to understand that there are market cycles and we are looking especially top heavy on the US indices that are very much now concentrated in about 40 stocks.

Yeah, so it depends the stage in life you're in.

But for my retiree clients, I want to have three to four years pension money in cash and fixed interest.

And the whole idea behind that is if they know exactly where the money is going to come from for their minimum pensions or whatever their lifestyle is for the next two or three years,

They're then more willing to let the rest of their portfolio go through the ups and downs and the cycles.

The worst thing people can do is sort of be worried about where the money's going to come from.

Then the market crashes and they feel they've got to sell at the very worst time.

So by using the bookend strategy, you're avoiding that knee-jerk reaction.

Look, I'm basically talking about 20% of your portfolio in cash and fixed interest.

So it's basically just making sure that you can meet those minimum requirements.

So up to 65, 4% of your balance, 65 to 74, it's 5%.

So you're not talking a huge amount, but depending on your situation, working on a percentage of your portfolio, making sure that you've got those minimums put aside.

And then for younger people, it's more about having some money aside as an opportunity.

fun so if there is a crash if there is an opportunity that comes up that you've got some money available to do it you know the beauty with etfs nowadays is that you can sell them within three days if you want to but normally the opportunity that comes up it's because the markets have dropped and that's not when you want to be selling your aggressive assets or your growth assets so to have that little bit of a cash aside is very handy and at the moment you can be locking in

Showing 1–20 of 320 · page 1 of 16