Liz Weston

Okay, good. Now, at what point in your life do you want to start contemplating getting this kind of insurance? Should it be earlier in your career, mid-career?

Oh, and I think I know why.

Oh, and I think I know why.

Oh, and I think I know why.

I think a lot of people are in the same boat. They don't think about it until the first kid comes along or sometimes when they buy a house and have a mortgage with somebody else and they realize, oh, if something happens to me, they wouldn't be able to keep the house.

I think a lot of people are in the same boat. They don't think about it until the first kid comes along or sometimes when they buy a house and have a mortgage with somebody else and they realize, oh, if something happens to me, they wouldn't be able to keep the house.

I think a lot of people are in the same boat. They don't think about it until the first kid comes along or sometimes when they buy a house and have a mortgage with somebody else and they realize, oh, if something happens to me, they wouldn't be able to keep the house.

Now, we've been talking about this as a benefit of employment. Don't some employers just give you some life insurance, almost whether or not you want it? And how much is that usually?

Now, we've been talking about this as a benefit of employment. Don't some employers just give you some life insurance, almost whether or not you want it? And how much is that usually?

Now, we've been talking about this as a benefit of employment. Don't some employers just give you some life insurance, almost whether or not you want it? And how much is that usually?

Ryan, is that generally enough coverage? And if not, what kinds of coverage could you get maybe through supplemental insurance from your employer?

Ryan, is that generally enough coverage? And if not, what kinds of coverage could you get maybe through supplemental insurance from your employer?

Ryan, is that generally enough coverage? And if not, what kinds of coverage could you get maybe through supplemental insurance from your employer?

And we'll have a link to that in our show notes. Now, Ryan, do you have to do a medical test to qualify for that extra coverage?

And we'll have a link to that in our show notes. Now, Ryan, do you have to do a medical test to qualify for that extra coverage?

And we'll have a link to that in our show notes. Now, Ryan, do you have to do a medical test to qualify for that extra coverage?

Okay. Now what happens to all of this if you decide to quit and go work for another company? Can you take these policies with you?

Okay. Now what happens to all of this if you decide to quit and go work for another company? Can you take these policies with you?

Okay. Now what happens to all of this if you decide to quit and go work for another company? Can you take these policies with you?

And you mentioned when people are older and less healthy, group insurance can be a better deal. It sounds like the flip side of that is if you are younger and healthier than your average coworker, you might be able to get a better deal on your own.