Lucinda Hartley

speaker

349 appearances 1 recordings 1 series first heard Apr 2026 last heard 27 Apr

Lucinda Hartley’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Apr 2026 with 1.

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Australian Finance Podcast · Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley · 27 Apr 2026 podcast

But one of the things I loved about it is it was directly next door to a cafe.

This apartment was behind a shop and it was actually faster to go and order a coffee next door than it was to make one.

I timed it.

Yeah.

And sure, going to the cafe once or twice a day is expensive.

And I never would have done that if I had a really like huge mortgage.

But we made a decision to live in this tiny compact house.

But if you live in a house that's that tiny, you have to get out.

Yes.

And so we got out by making best friends with all the cafe staff.

And that felt like and it was an extension of our house.

And I could go there twice a day that have my order just as I walked in.

That sense of community.

So there's things that we can actually start to think about the neighbourhood as being part of your home and it can be a creative way to problem solve like space issues.

Yeah, there's certainly a big correlation with government incentives and first-time buyer behaviour.

And unfortunately, you know, if you've followed the story of grants and incentives, they tend to elevate property prices rather than having the desired impact of making it more affordable.

The biggest impact...

last year with the expansion of the first-home guarantee scheme, making a 5% deposit available to any first-home buyer, meant that the more affordable homes across Australia jumped 10% to 12%.

Yeah.

So I guess it –

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