Mackenzie (Michenzie/Mackenzie) Somerville

speaker

15 appearances 1 recordings 1 series first heard Aug 2024 last heard Aug 2024

Mackenzie (Michenzie/Mackenzie) Somerville’s voice in public audio — every appearance, attributed to the second.

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Every time I'd get a paycheck, I'd be like, OK, what am I going to spend it on?

So I would spend my full paycheck before I got paid next instead of saving it.

I am not financially literate in any sense.

I don't know what investment means.

I don't know how to create a budget.

I came into this.

car loan thinking, oh, I'll just make the payments and it'll be fine.

But I didn't really think about the long-term effects of it.

So I feel like money to me now, it's a means of my downfall until I learn how to use it.

I was not making enough money to catch up on my car.

So I was like, oh, if I just bring in more money, it'll be fine.

Which was not the case.

If you ever wanna retire one day, you need a Roth IRA.

There's so much that I still need to learn from everything.

But from this point onward, this is my plan.

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