Margaret Echelbarger
speaker
29 appearances
1 recordings
1 series
first heard Nov 2023
last heard Nov 2023
Margaret Echelbarger’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · How Online Currency Is Changing the Way Kids Spend Money · 15 Nov 2023
podcast
That sound, it sounds like the pitter-patter of money.
What did you say?
All right, so you now have 24 hours to spend the $1 million.
Are you ready?
Yeah, I'm ready.
In fourth or fifth grade, I think I dressed up as a money bag for Halloween.
So I've come full circle.
Kids have a keen sense of how the world works before they're able to necessarily articulate in their words how the world works.
And so some of their initial experiences that they may recall
Related to financial decision-making are those where they're in the grocery store with their parents shopping.
So how children see you engage with money, react to money, and even the autonomy that parents will allow their children to have with money, particularly as they age, will culminate in healthier, better financial practices later in early adulthood as well as later adulthood.
The changing landscape of money is having this influence on how children come to learn about it and engage with the economy.
And I am very curious to know what the downstream implications are.
particularly when they go off to college or obtain their own first full-time positions and what that means for their own financial decision-making.
So back to what we do know.
Kids know about money from very early on.
So young children, almost from the day they're born, are exposed to some type of social media, be that even just videos on YouTube that their parent might put on while their parent is trying to cook dinner.
They might see advertisements.
Where my biggest concern is, is making sure that children understand that when they're seeing a piece of content, do they know whether that content is an advertisement or not?
And so the ability that children have to discern these different types of content and the persuasive intent of advertisements themselves is not something that they're so adept at when they're younger.
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