Mariana (Ariana) Aspuru

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2,043 appearances 61 recordings 1 series first heard Aug 2023 last heard Feb 2025

Mariana (Ariana) Aspuru’s voice in public audio — every appearance, attributed to the second.

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This episode was produced by me and Jess Jupiter with supervising producer Melanie Roy.

Thanks for listening.

Here's your money briefing for Monday, February 10th.

I'm Mariana Aspuru for The Wall Street Journal.

If you're looking to get the best return on your cash, financial advisors say that there are three places to maximize your money.

We talk with Wall Street Journal contributor Lori Ayanu about how to know which one is right for you.

After the break.

As interest rates come down, the era of getting 5% yields on cash or cash equivalents like CDs appears to be over.

But that doesn't mean you have to accept next to nothing on your money.

Wall Street Journal contributor Lori Ayanu joins me.

Lori, how much of someone's portfolio should be in cash?

What kind of things influence how much people have in cash?

Your story discusses three good options to put your cash so that it can work for you.

The first one is a high-yield savings account.

What makes a high-yield savings account a good option?

Another option are CDs, certificates of deposit.

Why are they an appealing savings tool for some people?

The last option you discuss in your story is a money market fund.

This one seems a little bit more complex than the other two.

Break down for me how this works.

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