Mark Matson

You have no idea what social security is going to do.

You have very little idea what real inflation is going to do.

So it's very, it's a very murky water to swim in.

And to assume that, wow, if I just, I calculated, I need eight and a half percent rate of return to reach my goal at age 65, that that's,

Financial planners like to play that game, but that's not a very good game to play.

Another thing they will say is, you know, oh, count on using 4%, the 4% rule.

If I have a million dollars, that's going to give me $40,000 a year of income.

Here's what I would say to most people.

Don't ever retire.

I think the idea of retirement is an outdated thing that when you had a defined benefit pension plan or you worked for GM or you worked for Ford and you were on the line for 30 years and then you retire, I think that was a bygone age.

But I think also retirement is a recipe for death.

You would look at people's health, their vitality, their life tends to dramatically go down when they retire.

I would try to pick a job, a career, consulting, I'd pick something that can keep you

passionate until the day that you die.

If you end up being a multimillionaire and you have $30 million, great, retire if you want.

But if not, find something you love and don't ever stop doing it.

That's a great quote.

Wow, you've asked so many great questions.

I have never had that question.

I have never, let me think.