Mark Matson

This is one from my dad way back in the day.

But even if it's $200 a month, $100 a month, just start.

Don't wait until you've paid off your school debt.

Don't wait until you've paid off your credit card.

Don't listen to Dave Ramsey.

Look, start paying yourself and start doing it now.

You know, most of you are going to have some level of debt from now till the day you die.

So get used to it.

But start putting away your money right now because with compound interest over time, it's going to make a big difference.

And don't get Robin Hood on your phone.

Don't get DraftKings on your phone.

Don't go down this new Gen Z methodology of gambling and speculating with your money.

It's not worth it.

And ignore what your friends are doing because they don't have any idea what they're doing.

Yeah, it's not a game.

That's a great question.

The reality is that's almost an impossible question to answer.

It's almost impossible because number one is you don't know what life circumstances you're going to have in 20 years.

You have no idea what your expenses are going to be.

You have no idea what health insurance is going to do.