Mark Reyes

speaker

76 appearances 1 recordings 1 series first heard Dec 2024 last heard Dec 2024

Mark Reyes’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Money Moves for the New Year: Saving Up for a Big Purchase · 26 Dec 2024 podcast

But it boils down to, are you financially healthy enough to take on this investment or this expense?

Most contractors will give you a free estimate and it costs maybe an hour of your time, but it gives you some clarity and direction.

And I recommend checking out at least three contractors to compare prices, make sure you have an understanding of the scope and depth of the project and any necessary permits that come along with this large project.

For example, when I replaced my roof on my home two months ago, I got three quotes from three different vendors.

The first vendor gave me an estimate for $16,000.

The second vendor gave me an estimate for $17,000, so it was right in the same ballpark.

But the third vendor quoted me at $30,000.

And all vendors offered very similar materials, workmanship, and timing.

So it's important to shop around just to understand who's offering the best price, quality, and value, and making sure you're not getting overcharged.

If you're looking for a car repair, I would say get similar quotes.

Go to at least three independent mechanics.

You can also check out the dealership, but typically dealerships charge significantly more than independent mechanics.

That way you can get an understanding of the timing of the repair, what's actually needed for the repair, and you can save up monthly for those larger expenses.

Same thing goes for a wedding.

I have some tips on that as well where

you'd want to make sure what are the main factors that are producing the most amount of expenses for a wedding.

And I think the guest list is one of the largest factors into how much a wedding can cost.

And if you're having trouble trimming down the list, a tip that my mentor taught me was

You know, if you wouldn't invite this person to a Tuesday evening dinner at your house, why would you invite them to your wedding?

So that helped my wife and I rule out certain folks, and we saved a ton of money of trimming down that guest list a little bit.

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