Mark White-Robinson

And, you know, for a five-year-old, that's going to add up to tens of thousands by the time they go to buy a house.

We are bringing in that feature.

So yeah, that's on our roadmap.

Not quite there yet, but we've got it.

You can set it up so it'll email them at the moment, but we want to bring it into the app as well so you can track it in your app.

Yeah, we've got a big roadmap, right?

So there's, I think we talked about it before, with the new destinations like managed funds and savings accounts and, as you said, hopefully help bring the mortgage down as well.

So there's the new destinations.

We're also gearing up to launch Insights.

So part of the process we work is you give us access to your banking data.

So if you opt into it, we'll be able to kind of surface some insights about where your money's going, where you're spending it,

you're earning it from to help and compare it to other periods so you can say hey I've had a spike here and you know my fuel bill for instance why did that happen oh it's the war in Iran something like that also we're looking at bringing in new tools for for how you do it so like monitoring on income rather than expenses and the goal there is to kind of help self-employed people because

Self-employed people do contribute about half the rate of the general population, so start giving tools to make it frictionless on the self-employed.

And the other big one we're working on is to bring rewards in.

So there's a lot of...

brand spend and loyalty spend in the country right like the big brands who spend on attracting and retaining customers we think it's a great idea to what better way to attract and retain a customer and help them with their future so you know imagine a hardware store you know

helps build your first home with the hammers, but also helps build it by contributing to your KiwiSaver.

So we're working really hard on trying to get some of those partnerships going and start getting money from that kind of brand loyalty spend to be invested.

Interesting.

Yeah, no, because we're four co-founders, right?