Matt Clark

Do you actually know your total household expenses in a given month?

But would you say you guys spend $10,000 a month to keep the household running?

Okay.

Well, I'm doing math here going 10 grand a month is 120 grand a year in take-home pay.

So even if he made $250,000, you'd still be able to cover all of your household bills easily on his income alone.

Now, the part to factor in is getting marketplace marketplace health insurance, which you can check out our friends at Health Trust Financial at Ramsey Solutions dot com.

And they can search for you to find out what it's going to really cost is it might be three thousand a month.

You got a budget for to cover health insurance for now.

But even if your bills are 13 grand, if you're making four hundred thousand dollars in a bad year, you're going to be OK.

Well, the hardest part about staying home, Chantal, is disassociating your work identity from your human identity as a mom.

And that part is legitimately hard because this is all you've known.

You've worked really hard to build this career, haven't you?

Yeah, and it got you here.

It got you to an amazing life.

And I think what you're gonna have to do is grieve that over time and go, man, I've worked really hard for this and it's not the right next thing for me.

And so that's your new thing that you were contributing to as well as the household.

And I think that has so much nobility and merit to it, even if it doesn't come with a big paycheck.

And I say that as someone who's my wife stays at home and had an amazing nine year career here at Ramsey was at the top of her game and dropped it all to be at home.

And it was a really hard decision for her emotionally, but it wasn't hard financially because we set ourselves up and you guys have done the same with this amazing income you have.

Sure, but you'll roll over any retirement stuff you have.