Matt Clark

That book will cover a lot.

You're right.

Living on less than you make will get you very far in life.

You can actually build a whole lot of wealth just doing that.

But there's a lot of minutia when it comes to the offense and defense with getting the right types of insurance and not having too much insurance.

And you also need to look at investing.

And we need to be investing 15% of our income.

And there's match beats, Roth beats traditional.

And so all of that gets laid out in the Total Money Makeover to help you live out those principles.

A little way.

wedding gift.

Oh, nice.

And you'll reference it back.

So just focus on the one thing you need to know at this time, and then you can circle back on the investing side and saving for college one day.

So don't feel like you need to learn it all right now.

Your singular goal now is...

get through the wedding debt-free, and then whatever's left over, that becomes our emergency fund plus home down payment.

And I would earmark it in a separate high-yield savings account so that it doesn't get commingled with the emergency fund.

That just helps me not feel guilty when I go to use that money for the home down payment.

And then just figure out, hey, how much can we realistically set aside each month?