Matt Levine

speaker

4,099 appearances 10 recordings 1 series first heard Jun 2026 last heard 5d ago

Matt Levine’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 10 in all, peaking in Jul 2026 with 5.

Appearances

newest first · ▶ plays the moment

Money Stuff: The Podcast · Learn More Gooder · 4 Sep 2026 podcast

And the Morgan Stanley thesis is that rates right now are like, let's say highish. voice-verified

Like I feel like voice-verified

They're high compared to like recent history. voice-verified

I'm not sure they're high in like the grand scheme of things. voice-verified

That's true. voice-verified

But so they're like, if rates go down again. voice-verified

Mortgage refinancing is gonna be a lot easier than it was last time with rates went down because like all these like mortgage companies have invested in like AI tools to make the process easier. voice-verified

So it's like ten minutes to refinance your mortgage instead of like two weeks. voice-verified

And also I think like one clear reason that people don't refinance their mortgages is just inattention, right? voice-verified

Like people don't pay attention to mortgages. voice-verified

They don't understand like the voice-verified

Yeah. voice-verified

And it's possible that like sort of like waving my hands and voice-verified

Like like voice-verified

Like vaguing over this, but like possibly like in a world with more AI, like you somehow your AI agents will be like, Hey buddy, time to refinance your mortgage now. voice-verified

Rates have fallen by 200 basis points or whatever. voice-verified

And so there's some notion that like right now, people really, really, really do not optimally refinance their mortgages. voice-verified

And in some sort of AI world, they will be much more likely to. voice-verified

And so one, that's kind of interesting. voice-verified

Two, it's very bad for mortgage investors because right now, like there's this refinance option in every mortgage, right? voice-verified

Showing 1201–1220 of 4,099 · page 61 of 205