Matt Randolph

speaker

6,441 appearances 30 recordings 3 series first heard Apr 2026 last heard 3d ago

Matt Randolph’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 30 in all, peaking in Aug 2026 with 7.

Appearances

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American Power · American Power Extra: Two Americas · 28 Aug 2026 podcast

You know, the town just became much richer by a lot.

But nine out of those 10 people are actually poor.

That's the problem with looking at, you know, aggregate combined, you know, economic numbers and assuming that they just describe some financial condition of an average American.

That's not a thing.

Just look at household debt.

Household debt in America is $18.8 trillion.

Credit card debt, like $1.25 trillion.

Cars, you know, auto debt, $1.75 trillion.

and the federal reserve is telling us that delinquencies on those on both of those items are elevated and climbing that doesn't look like a population swimming in excess cash during some golden age to me it looks like millions and millions of americans

increasingly using debt as a bridge between what they actually earn and what life actually cost and then you have to add housing to that do we even want to talk about housing higher Treasury yields you know are

translating into higher mortgage rates and higher car loan rates and just financing of anything is more expensive throughout the economy.

And who's, who's financing this stuff.

You know, it's the, it's the bottom, I don't know, 95% or more.

A family doesn't care that the Dow Jones went up.

You know, if the monthly payment on the house is,

is significantly more, who cares about the Dow Jones?

They don't care that some tech company added a $200 billion investment, you know, or some market capitalization.

They can't spend market capitalization at Walmart.

And this is where the separation between

You know, America's two economies becomes really important because there is a lot of money flowing into the capital-intensive side of the economy.

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