Matt Ruttenberg
speaker
364 appearances
1 recordings
1 series
first heard Sep 2025
last heard 25 Sep
Matt Ruttenberg’s voice in public audio — every appearance, attributed to the second.
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Appearances
You're in the red.
That's everything.
That's business in a nutshell.
But at the end of the day, if you have to give too much money to your employees, that's an additional cost.
I've seen very much where I've had business owners who are working with somebody and they
that upside down three tiered wedding cake that we brought up a few times, every layer needs to be designed a certain way.
And we'll get into that a little bit more here in a minute in order to maximize the layer above it.
But if you don't, if you don't, if you don't make that design as efficient as possible, you're throwing, I've seen upwards of $50,000 too much to their employees because they didn't have the proper bottom safe Harbor version.
They're getting a match versus a non-elected contribution, which we'll talk about here in a minute.
But,
So that's very, very important.
But going back to your question on, you know, what is a good ballpark age?
I'll give you an example.
This was a dentist group, actually.
And one of these gentlemen heard me on a podcast and they wanted to do their profit sharing contributions.
And they owned a few buildings and they were in their 30s, I think it was.
But they had some staff in their like mid 60s.
And that just didn't work.
In order for him to get to that 70,415 limit that we mentioned earlier, they had to give 55,000 to their employees.
Wow.
Showing 181–200 of 364 · page 10 of 19
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