Matt Ruttenberg
speaker
364 appearances
1 recordings
1 series
first heard Sep 2025
last heard 25 Sep
Matt Ruttenberg’s voice in public audio — every appearance, attributed to the second.
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And so it's, again, a much more flexible version of a pension plan.
We've had clients where they've had to pause because there's been some sort of industry issue where there's been a big change in the industry.
They had a big drop in their income and we needed to pause for a year, freeze it for a year, and then turn it back on the next year.
And you're okay doing that so that you get the flexibility of the defined contribution plans, which is 401k and profit sharing,
But you get the maximum.
And I'm talking six-digit contributions when you get into this level.
The older you are, the more you're able to put in.
So if you're in your 40s, you're going to be able to put in close to $200,000 or maybe a little bit more per year when you're doing all three stacks on top of each other.
When you get into the older...
maybe 60, 65 age, you're looking at $350,000 or more into these plans.
And there's ways to get it above and beyond that, even with strategies.
But it really comes down to what is the goal?
What are you trying to do?
What does your tax bill look like?
Is that what you're trying to fix?
And understand what you're trying to do with that money.
And then you'll be able to adjust and pivot and evolve and add layers as your company becomes more and more successful and more profitable.
And those are conversations that we have.
Yeah.
Deadlines are big.
Showing 301–320 of 364 · page 16 of 19
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