Matthew Burnham
speaker
1,308 appearances
10 recordings
1 series
first heard Jun 2026
last heard 3d ago
Matthew Burnham’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 10 in all, peaking in Sep 2026 with 4.
Appearances
And you'd mentioned that opening a new bank account puts a hard search on your credit file, which can affect your credit score.
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Correct.
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However, I have a very good credit score.
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So I decided that... I know.
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Look at
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So I
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Dan.
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I like to put a bit of emphasis into it.
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It's good.
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He says he has a very good credit score.
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So I decided that one switch might be an acceptable risk.
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So I opened a Chase account, set up a couple of charity direct debits and shortly after switched to the Barclays account that offers a £200 switching bonus.
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The thing is, when I check my credit score, which I can do via my main Monzo banking app, both bank account applications only show up as soft searches.
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The only thing showing as a hard search is a credit card application from a couple of months ago.
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Can you confirm whether opening a bank account results in a hard search or a soft search?
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Or does it depend on the account?
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Can I continue to switch willy-nilly without fear of it affecting my mortgage application?
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What a very interesting
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Okay.
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Deal.
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Showing 361–380 of 1,308 · page 19 of 66
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