Max Levchin

speaker
2,409 appearances 6 recordings 3 series first heard Feb 2025 last heard 5d ago

Max Levchin’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
2 · Feb OctJan 26AprJulnow

Recordings per month over the last 12 months — 4 in all, peaking in Feb 2026 with 2.

Appearances

newest first · ▶ plays the moment
You're borrowing money from us.
That means you have to pay a little bit for the cost of using our money.
But it is predictable.
It is profoundly predictable.
So it's actually a funny story or funny causality.
We are very good at it.
It's a core competency of the company to be very, very good at it.
But I maintain that anyone can be good at it.
You can learn math.
You can be extraordinary at it.
You can build models.
Math is not secret.
You can't patent it.
Most lenders actually don't care to be very good at it.
When we designed the company from the very beginning, we said no compounding, no late fees, fixed period.
We've eliminated the crutches.
The reason the industry is not very good at underwriting is it has no need to.
Like imagine, like you're literally saying, oh, I'm going to be a little bit late.
Bummer.
It's a late fee.
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