Melissa Korn

speaker
822 appearances 14 recordings 1 series first heard Sep 2017 last heard Sep 2024

Melissa Korn’s voice in public audio — every appearance, attributed to the second.

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And different federal loans have different interest rates. matched
Interest starts to accrue at different stages depending on which loan you're taking out. matched
And even if you're taking out the same loan for four years, each of those four years could have different interest rate. matched
Understand the terminology. matched
Ask the school what they mean by your aid award. matched
What does an award mean to a school? matched
Does that include loans? matched
That's not really an award. matched
That's a loan. matched
Look at the net price. matched
Find the line that says net price, or sometimes a school will refer to it as matched
the amount you are expected to pay. matched
That's the number that matters more than what they call the estimated family contribution. matched
You know, there's a lot of jargon on these aid sheets, but the net price or the price you are expected to pay is the one that matters the most. matched
Students take out loans expecting to earn more after graduation, right? matched
They are kind of investing in their future. matched
A parent is investing in their kid's future. matched
Just because their kid graduates from college doesn't mean they're going to be earning more as a parent down the line. matched
So their ability to repay the loan doesn't change just because their kid graduates college. matched
So really thinking through their financial health, their financial future before they sign on the dotted line is really crucial matched
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