Melissa Korn

speaker
822 appearances 14 recordings 1 series first heard Sep 2017 last heard Sep 2024

Melissa Korn’s voice in public audio — every appearance, attributed to the second.

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Appearances

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And in her mind, voice-verified
Dollars don't have all that much meaning quite yet. voice-verified
So tens of thousands of dollars just seems impossible to comprehend. voice-verified
Yes, she's six. voice-verified
So I explained to her that, you know, we had opened a 529 when she was literally a few weeks old. voice-verified
And it's something that our family thinks a lot about and hopes that we can give her the opportunities that will help her in life. voice-verified
But there's no guarantee that we're covering the whole bill. voice-verified
Yes, it is expensive. voice-verified
Yes, I can still afford dinner tonight. voice-verified
No, don't expect to go to that country club for four years or grad school after that on my dime. voice-verified
It is. voice-verified
And that's part of the reason why the conversation is so important, right? voice-verified
It's important for coming up with a financial plan for college, but also it can be really instructive to the student just to understand how much college costs, what the expenses are, what the difference is between tuition and cost of attendance, the latter including living expenses and textbooks and all of that. voice-verified
Parents don't necessarily need to break out the spreadsheet with their monthly mortgage payments and the car payments, and here's how much we set aside for vacations every year. voice-verified
But there should be discussion of actual dollar figures here, of we think it would be appropriate for us to set aside reasonably to be able to cover X thousand dollars. voice-verified
You can decide to go to a low-cost school, and that will cover all of your undergrad and some of your graduate program. voice-verified
Or voice-verified
that could cover one year at a particularly pricey school. voice-verified
And, you know, talking through at that level of detail can be really valuable because you're giving some ownership of this decision to the child, but not giving them a blank check. voice-verified
Right. voice-verified
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