Meredith Hodnot
speaker
299 appearances
6 recordings
3 series
first heard Jun 2026
last heard 6 Jul
Meredith Hodnot’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 6 in all, peaking in Jun 2026 with 4.
Appearances
This insurance for insurance comes from just a handful of companies that hold a lot of power over the industry worldwide.
Then there's the other side of climate risk, not the hazards, the disasters themselves, but the exposure, the things and people and property that's in the way.
A lot of home insurance policies in the U.S.
are for indemnity insurance.
meaning that if your home is damaged or destroyed, then the insurance company is mostly on the hook to pay, you know, after a deductible, whatever it takes to replace and restore it completely.
That's because it costs a lot to build anything right now, with supply chain shortages and inflation driving up construction costs.
But it's not just luxury vacation homes that are driving up risk.
Joe spent the last few years watching his insurance premiums get more and more expensive.
And then two years ago, he just couldn't find insurance at all.
This left Joe and a lot of other homeowners in Louisiana in a pretty tricky situation.
So what does it mean if the future is uninsurable?
Carolyn Kuski works for the Environmental Defense Fund.
In particular, she's spent a lot of time studying disaster insurance and Mayer's main question.
In the case of Joe, the insurance executive who was struggling to find insurance on his own home, he was forced to go to his state's public insurance program, Louisiana Citizens.
So Joe is stuck paying premiums he can barely afford in a house he doesn't know if he'll be able to sell in a state that's on the hook for footing the bill in a world where the risk of climate disaster just keeps ratcheting up.
And the insurance industry might be in a unique position to do just that.
It may seem like our current insurance crisis is locked in.
The inevitable outcome of math equations and catastrophe models.
But the insurance industry has leverage to reduce our overall climate risk.
In the short term, though, climate disasters, from big-name hurricanes to local hailstorms, are going to be a bigger and bigger part of our lives.
Showing 61–80 of 299 · page 4 of 15
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