Merryn Somerset Webb

speaker

7,391 appearances 49 recordings 1 series first heard Apr 2026 last heard today

Merryn Somerset Webb’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 49 in all, peaking in Jun 2026 with 13.

Appearances

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Merryn Talks Money · How to Turn Income Into an Inheritance Tax Break · 16 Sep 2026 podcast

Okay.

I don't wanna go in any rabbit down too many rabbit holes here.

But why can you not yourself live off capital?

At which point all of your income is surplus income.

What if I, as say a sixty five, seventy year old person, decide that I will cover my personal expenses by selling fifty grands worth of my equities every year and living on that?

So I am living on capital, which means that every single bit of income that I receive is surplus income.

Can I give that all away?

Okay, so if you're doing this in a very simple way, you have m you have more income than you can possibly spend, you give it away, you are fine, keep close records.

If you want to do something a little more complicated, you have a little trick up your sleeve, get financial advice before you start.

Is that a fair summary?

Absolutely brilliant.

Sarah, that was incredibly useful and I can feel all our listeners scurrying off to try and divide their income from their capital.

So thank you so much for joining us today.

Well, thank you.

Thanks for listening to this week's Merrin Talks Your Money.

If you like our show, rate review and subscribe wherever you listen to your podcast.

Also be sure to follow me and John on X or Twitter.

I am at Merin SW and John underscorestepek.

I would just say there are some accounts out there that are purporting to be me and are not me, so please do not buy any crypto coins from these accounts.

Thank you.

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