Michael Frearson

speaker

72 appearances 1 recordings 1 series first heard Apr 2026 last heard 30 Apr

Michael Frearson’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Apr 2026 with 1.

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FEAR & GREED | Business News · Q+A: What’s really under the hood of your investments? · 30 Apr 2026 podcast

Interest rates were very high before they fell.

But during that period, I think the loss rate on the ANZ portfolio was 11 basis points across their mortgage book.

The loss rate on their commercial property book was 23.2%.

So it highlights the difference in quality.

0.11 versus 22.3%.

Very big difference.

And APRA has assumed hard landing risk for the industry of 18 basis points.

So it highlights that even under very severe stress, the mortgage market, which is the largest asset class in the country, back in all of the bank's balance sheets, it's actually very high quality and very stable during times of extreme stress.

Yeah, thanks, Sean.

But that's also conditional on having a well-diversified portfolio and low LVR.

So obviously there's much greater risk if you land at 100%.

Yeah, of course.

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