Mike Lawler

speaker

190 appearances 12 recordings 7 series first heard Sep 2025 last heard 24 Jun

Mike Lawler’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 11 in all, peaking in Feb 2026 with 5.

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The Journal. · Investment Accounts for Babies Are Coming. Wall Street Can’t Wait. · 10 Dec 2025 podcast

This is an affordable way

to teach people at a very young age about the value of saving money and investing money through a very small seed investment.

You know, in theory, the administration is saying if you take full advantage of the program, you could grow that initial 1000 seed into as much as $2 million.

And there's obviously a really big asterisk on that because that means

You need to do the maximum amount of private donations year over year.

But I think the idea is let's find a way to teach kids the value of money, and it could change people's lives.

This is essentially a type of incentive to have a child.

If you have a baby, you get $1,000.

You know?

Why not?

That's literally it.

Yeah.

And this is a very relevant thing because we've reported at length on how one thing that seems to be holding up family formation in the United States or certainly, you know, the choice to have kids or get married is affordability and the perception that I'm not going to be able to afford to have kids.

So even though this is small and just like a seed.

Right.

This in a way sort of is like, look, like, you know, we the government will help you out.

Just the work of administering the program or offering the Trump accounts in the lifetime of the account probably won't actually make them money in and of itself.

So the kind of investment management fees you'll get off of a Trump account is going to be very low, probably zero.

What banks get, though, is a relationship with a child and their family.

And

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