Mike Michalowicz

speaker

1,537 appearances 2 recordings 1 series first heard Feb 2026 last heard 20 Feb

Mike Michalowicz’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Feb 2026 with 2.

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The paycheck comes in once every two weeks, for some people weekly, some people even once a month, but once every two weeks is the most frequent.

Do you know the optimal payroll that people should receive is three times a day?

If I paid you in the morning, again in the afternoon, and one more time in the evening, you would actually manage your money better.

But that's absurd and no employer can afford to do that because there's costs associated with that.

So you get it once every two weeks.

We just captured the woolly mammoth.

Our wiring is now, there's two things you can do.

Preserve it, but there's not many ways to preserve it.

You can put it in a bank account, but it's rotting away.

It's sitting there.

Or consume it.

And since the money's just sitting there, the essence, the feeling is consume, consume, consume.

This is rotting away.

Some people preserve it by putting in a 401k.

When something's inaccessible,

Then we actually don't worry about it.

So the money goes in the 401k, it's preserved.

So our mind is wired.

Once it's smoked or buried, it's okay.

But when the money's sitting in the checking account, it's like, this is going to go away.

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