Mitchell Hartman
speaker
165 appearances
1 recordings
1 series
first heard Apr 2026
last heard 6 Apr
Mitchell Hartman’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Apr 2026 with 1.
Appearances
Plus, medical bills seem like funny money.
If something catastrophic happens, you almost certainly won't have enough and can beg for mercy.
He's been there.
One key misconception he and many others have is that the HSA is also a use it or lose it kind of account.
Not so.
The money is yours for life.
Without a pocket cost going up constantly, more plans are eligible for HSAs, not just high deductible plans.
This year, catastrophic and bronze-level plans on the federal marketplace are HSA eligible.
At this point, roughly a third of all privately insured individuals are covered by an HSA.
There aren't many better deals.
The money goes in and comes out tax-free.
And if you build up a balance, you can invest in the stock market.
Those gains aren't taxed either.
Michelle Long is a policy researcher with KFF.
The small share of people who do choose to invest in it is very small.
could certainly see some benefits if they keep that money in there over time.
Of course, if you're living paycheck to paycheck, Long says it's virtually impossible to take advantage.
HSAs in this way tend to benefit more the higher income enrollees because those are the ones who have the disposable income to set aside at the end of the month.
Plus, people with higher incomes have more to gain from tax shielding.
Still, you don't have to be rich to realize the benefits.
Showing 41–60 of 165 · page 3 of 9
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