Monica Vantilburg

speaker

1,410 appearances 4 recordings 1 series first heard Jun 2026 last heard 22 Jul

Monica Vantilburg’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 4 in all, peaking in Jul 2026 with 3.

Appearances

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Networth and Chill with Your Rich BFF · The Costly Money Mistakes I Made in My 20s That Drained My Net Worth · 22 Jul 2026 podcast

So fresh out of college, I diligently deposited as much as I could spare into my Roth IRA and had 6% taken out of each paycheck and dropped into my 401k, which was the maximum JP Morgan would match. voice-verified

I thought that's all I had to do because no one ever mentioned the most important part. voice-verified

That money is going to sit in that account doing absolutely nothing until you buy investments. voice-verified

Index funds, sector funds, bonds, international funds. voice-verified

Without investing for your retirement, those savings dollars won't keep up with inflation and your money will be worth less when you retire. voice-verified

For my next mistake, I'm borrowing this one from a friend because wow, is it important. voice-verified

And the fact that we are allowed to rent our first apartments without this knowledge ingrained in us is kind of appalling. voice-verified

When my friend found a new apartment and moved out of her old one, she didn't realize that voice-verified

She was supposed to get the security deposit from her first apartment back. voice-verified

And because she never got it back from her first apartment, she never knew her mistake and made it over and over again. voice-verified

She'd leave every apartment in decent shape and would just never ask for her security deposit back. voice-verified

Many of the places she was living in weren't large corporate or professionally managed apartments. voice-verified

So the landlords were individual people who also got busy and just forgot. voice-verified

And because she was living in New York, she was not only owed back her deposit, but interest on that deposit as well. voice-verified

Check if your state requires interest to be paid on your security deposit. voice-verified

Roughly a third of U.S. voice-verified

states do. voice-verified

So multiple security deposits, interest earned on each. voice-verified

and my friend was leaving thousands of dollars with her landlords every time she moved. voice-verified

Don't let this be you. voice-verified

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