Nathan Apffel

speaker
2,883 appearances 2 recordings 2 series first heard Jun 2026 last heard 26 Jun

Nathan Apffel’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
2 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.

Appearances

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You have the nonprofit sector.
A nonprofit has to file what's called a Form 990.
It's an annual informational sheet.
It just shows the federal government where your money goes, whether you raise $10,000, well, whether you raise $50,000 or $50 million.
It's just a simple waterfall of, hey, here's the top executive salaries, and here's where the bulk of our money went.
Awesome.
No one should be afraid of that document.
But churches, religious institutions, do not have to file that document.
And so what that does is it means there's no legal document a religious organization could be held to account on.
They report nothing to the IRS.
Wow.
And so what I mean by that is if I take, if your church is 500,000, and this is an argument that we get all the time, Nathan, you're always going after, sure, the big churches are bad.
The small churches are good.
There's a lot of, and I want to preface this, there's a lot of good churches and a lot of good pastors that want to do the right thing.
But so I've got a $50 million church.
You've got a $50,000 church.
My $50 million church, that $50 million, there is no document that my congregants or donors can hold me to account on.
So it's all about them trusting me and me being a moral person, an upright person.
If I've got $50 million in an account and no one's going to really know what I'm doing with it,
I know human nature.
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