Nathan Latka
👤 SpeakerAppearances Over Time
Podcast Appearances
I'm just guessing.
And that leaves your net interest margin, right?
Your NIM.
Is there a NIM that you're optimizing for?
And I just don't know anything else about like OnDeck and others.
Is that more or less than what you know sort of these other companies in your space are doing?
How do you define a default?
Is it like once a payment is 100 days past due or how do you define it?
But is there a cure period?
So after 30 days, if they don't cure?
Oh, so you're not sitting in the flow of funds.
They've got to hit the ACH or the wire bond every month to pay you.
Like you do, you use like modern, you use modern treasury or something to automatically ACHD account.
Yeah.
How do you collect?
I mean, do you have a UCC filing?
I mean, how do you collect?
Is that your target this year?
By the way, you used the $100 million number earlier.
I mean, would you consider 2024 a great year for you guys if you put out $100 million?